B2B PAYMENTS INFRASTRUCTURE

Pay smart.
Grow fast.

AEPS, BBPS, DMT, mobile & DTH recharge and PAN card services on one retailer dashboard — built for instant settlement and steady month-on-month growth.

45,000+
Active retail partners
99.9%
API uptime
<30s
Avg. settlement
Live & growing
This month's commission
₹38,940
+24% MoM
FebMarAprMayJunJul
AEPS
BBPS
DMT
Recharge
PAN
₹2,100 Cr
Transacted through the network
45,000+
Retailers & distributors
650+
Cities & towns covered
24×7
Support & monitoring
SERVICES

Five services, one growth curve

Every service runs on the same wallet, the same KYC and the same reconciliation report — so your counter's earnings only go one direction.

AEPS

Aadhaar Enabled Payment System

Cash withdrawal, balance enquiry and mini statement for any bank customer using biometric authentication — no card, no PIN.

Enable AEPS
BBPS

Bill Payments

Electricity, water, gas, broadband, insurance and loan EMIs — one catalogue covering thousands of billers nationwide.

Enable BBPS
DMT

Domestic Money Transfer

Instant bank transfers to any account in India with real-time payout tracking and automatic sender KYC capture.

Enable DMT
RECHARGE

Mobile & DTH Recharge

Prepaid, postpaid and DTH recharges across every major operator, with plan browsing built into the counter screen.

Enable Recharge
PAN CARD

PAN Card Services

New PAN applications and corrections, submitted straight from your counter with status tracking for every customer.

Enable PAN services
DEVELOPER API

Build on AgnniPay

Prefer to integrate directly? REST APIs for every service above, with sandbox access and a dedicated integration engineer.

View API docs
ONBOARDING

Live on the counter in three steps

No paperwork pile-ups — the whole process runs from a phone, most partners are transacting the same week they sign up.

Start onboarding
01

Register & complete KYC

Sign up with your shop details and PAN/Aadhaar. Verification is handled digitally, usually within 24 hours.

02

Load your wallet

Fund your AgnniPay wallet through net banking or UPI — this balance powers every service on the dashboard.

03

Start transacting & earning

Offer AEPS, BBPS, DMT, recharge and PAN services to walk-in customers, and see commission credited after every transaction.

WHY AGNNIPAY

Built for the counter, not the boardroom

Every decision on this platform — settlement speed, support hours, dashboard layout — is made for someone standing behind a counter, not sitting behind a spreadsheet.

Instant settlement

Commission and refunds are credited to your wallet as soon as a transaction closes — no end-of-day batch waits.

Competitive payouts

Transparent, slab-based commission on every service, visible on your dashboard before you confirm a transaction.

A human on the other end

A dedicated relationship manager plus round-the-clock chat support for anything urgent at the counter.

Secure, encrypted infrastructure

Biometric and transaction data are encrypted end-to-end, with device- and location-based fraud checks on every login.

Room to grow

Start as a retailer and move up to distributor or master distributor as your network of counters expands.

PARTNER PLANS

Pick the level that matches your ambition

All plans include the full service catalogue. Higher tiers unlock your own sub-retailer network and finer control over commission sharing.

Retailer

GET STARTED

For a single shop counter offering services directly to customers.

  • All 5 core services
  • Personal wallet & dashboard
  • Standard commission slab
  • Email & chat support
Register as Retailer

API / White-label

FOR DEVELOPERS

Integrate our rails directly into your own app or platform.

  • REST APIs for all services
  • Sandbox & test credentials
  • Webhook-based reconciliation
  • Integration engineer support
Talk to Engineering
GET STARTED

Ready to turn your counter into a fintech point?

Registration takes under ten minutes. Our onboarding team handles the rest.